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Changing Behavior to Improve Household Financial Management in Malawi

Researchers: Xavier GinéJessica GoldbergDean YangAdditional Researchers:  Lasse Brune Partners: NBS BankUniversity of MichiganWorld BankSample:  1,000 households Country: MalawiStatus:  Ongoing Policy...

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Savings Account Labeling for Susu Customers in Ghana

Researchers: Dean KarlanEdward KutsoatiMargaret McConnellMargaret McMillanChristopher UdryPartners: Mumuadu Rural BankSample:  2,100 "susu" customers of 5 different bank branches across 3 urban and 2...

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The Psychology of Debt: An Experiment in the Philippines

Researchers: Dean KarlanSendhil MullainathanPartners: Research Institute for Mindanao Culture at Xavier UniversitySample:  250 vendors in the vicinity of Cagayan de Oro City who repeatedly fall into...

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Commitment Savings Products in the Philippines

Researchers: Nava AshrafDean KarlanWesley YinPartners: Green Bank, Inc.National Science Foundation (NSF)Research Institute for Mindanao Culture at Xavier UniversityRussell Sage Foundation (RSF)Sample:...

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Business Education for Microcredit Clients in Peru

Researchers: Dean KarlanMartin ValdiviaPartners:  Partnership for Economic Policy (PEP)ATINCHIKCorporación Andina de Fomento (CAF) Research Program on Development Issues FINCA PeruFord...

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Health Education for Microcredit Clients in Peru

Researchers: Rita HamadDean KarlanAdditional Researchers:  Lia CH Fernald Partners: Freedom From HungerPRISMASample:  2130 clients (85% women) distributed among 135 village banks in the city of...

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Financial Literacy, Short-run Impatience, and the Determinants of Saving and...

Researchers: Justine HastingsOlivia MitchellSample:  17,000 households participating in the national Encuesta de Protección Social Country: ChileStatus:  Ongoing Short Description:  Examining the...

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Examining the Effects of Crop Price Insurance for Farmers in Ghana

Researchers: Dean KarlanEdward KutsoatiMargaret McMillanChristopher UdryPartners: Mumuadu Rural BankSample:  169 Maize and Eggplant Farmers in the Eastern Region of Ghana Country: GhanaStatus:...

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Debt Traps for Micro-Entrepreneurs in Chennai, India

Researchers: Dean KarlanSendhil MullainathanPartners: Centre for Micro Finance at the Institute for Financial Management and ResearchSample:  1000 small scale fruit/vegetable/flower vendors in Chennai...

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Commitment Savings Accounts for Remittance Receivers in Mexico

Researchers: Dean KarlanSendhil MullainathanPartners: Caja Nacional del SuresteSample:  783 Remittance clients of the Caja in four regions in Oaxaca Country: MexicoStatus:  Complete Short Description:...

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Using Encouragement to Overcome Psychological Barriers to Saving in Peru

Researchers: Dean KarlanSendhil MullainathanJonathan ZinmanPartners: Caja Municipal de Ahorro y Credito de Ica S.A.Catholic Relief ServicesConsorcio de Organizaciones Privadas de Promoción al...

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Saving for Health Expenditures in Kenya

Researchers: Pascaline DupasJonathan RobinsonSample:  771 individuals, 113 ROSCAs Country: KenyaStatus:  Ongoing Short Description:  Testing the demand for and impact of commitment savings devices...

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Reducing Barriers to Saving in Malawi

Researchers: Xavier GinéJessica GoldbergDean YangAdditional Researchers:  Lasse Brune Partners: Opportunity InternationalSample:  3,150 farmers in 299 clubs Country: MalawiStatus:  Complete Short...

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Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines

Researchers: Dean KarlanJonathan ZinmanAdditional Researchers:  Melanie Morten Partners: Green Bank, Inc.Microenterprise Access to Banking (MABS) myClick Technologies IncRural Bank of MabitacSample:...

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Text Message Reminders and Incentives to Save in Bolivia

Researchers: Dean KarlanMargaret McConnellSendhil MullainathanJonathan ZinmanPartners: EcofuturoSample:  9,652 clients of Ecofuturo's programmed savings accounts in 2008; 6,119 clients in 2009 Country:...

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Smoothing the Cost of Education: Primary School Saving in Uganda

Researchers: Dean KarlanLeigh LindenPartners: FINCA UgandaThe Private Education Development NetworkSample:  136 schools in Jinja, Iganga, Mayuge and Luuka districts Country: UgandaStatus:  Ongoing...

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Train the Trainer: Promoting Savings by Training Banking Business...

Researchers: Shawn ColeAdditional Researchers:  Santadarshan Sadhu, Laura Litvine Partners: FINO Fintech FoundationSample:  1,250 business correspondent agents in three districts for agent-level...

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Motivating Take Up of Formal Savings

Researchers: Margaret McConnellPartners: Zenith BankSample:  1831 market vendors in Tamale, Northern Ghana Country: GhanaStatus:  Complete Context of the Evaluation:Tamale, located in the Northern...

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Voluntary Financial Education in Mexico: Evidence on Limitations and Effects

Researchers: Miriam BruhnGabriel Lara IbarraDavid McKenziePartners: World BankCountry: MexicoStatus:  Ongoing Policy Issue:As access to financial services expands around the world, there is also a...

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Remembering to Save: Timing of SMS Reminders in Ecuador

Researchers: Dean KarlanJonathan ZinmanAdditional Researchers:  Margaret McConnell Partners: FINCA EcuadorSample:  2700 existing FINCA clients with basic savings accounts Country: EcuadorStatus:...

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